Steam Catapult - Latest Comments

Re: A ‘nation of brainless box-tickers’

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Re: For Phillipe Rancourt

Philippe Rancourt — Sun, 13 May 2012 19:51:54 -0000

Lol ! Very funny !

Personally, I stopped bloging a few months ago. I went back to the good old days of web 1.0 and launched a bulletin board about fundamental analysis of US and Canadian stocks.

Surprisingly, it's going very well. A lot of great posters and great insights (it's all in french). So, I'm verry happy has a retired blogger. Long live to web 1.0 !!!

Re: Hedging Costs for Gold-Tracking ETF Jump after Fed Chairman’s Testimony

Dave Pinsen — Sat, 12 May 2012 21:27:35 -0000

Here you go, Phillippe.

Re: Hedging Costs for Gold-Tracking ETF Jump after Fed Chairman’s Testimony

Philippe Rancourt — Sat, 12 May 2012 18:58:48 -0000

Time to post a picture of your cat ?

Re: The case for older cops

Dave Pinsen — Tue, 08 May 2012 00:42:25 -0000

Delete.

Re: The case for older cops

jaison — Tue, 08 May 2012 00:28:19 -0000

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Re: Comment contest wrap-up

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Re: Old short: PXP

Guest — Thu, 26 Apr 2012 09:44:44 -0000

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Re: The surprising thing about the Steve Jobs veneration

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Re: Hedging a High Yield Long Idea

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Re: Market Neutral Trade for 12.16.2010

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Re: New posting contest on Short Screen message boards

johnwona — Thu, 12 Apr 2012 03:09:08 -0000

For those of you concerned that this means that anet may renig on the beats promised to pre-purchasers,Tera Gold it's not. It's saying that they might be forced to stop the offer earlier than planned if too many people flood the beta servers. So Guild Wars 2 Gold calm down please, they don't have the profits to make GW2 Gold a powerhouse server system just yet, which is why they have the expensive pre-purchase. Not only are you paying for your game and beta access Diablo 3 Gold, you're paying for the better experience for everyone by its full release. im just wondering if with the ammount of people Diablo 3 Power Levelingthat will be downloading the client when it comes available that maybe the date for link release should be brought a tad forward. not to try and get it quick cos im impatient but to ensure we get the files downloaded in time for the weekend. maybe im wrong sorry in advance if so SWTOR Credits.

Re: Cheese and the Chinese

heating repair — Mon, 02 Apr 2012 14:53:41 -0000

Any kind of heating unit has to be serviced frequently by an expert in that area along with frequent maintenance checks carried out by the homeowner, thus lessening any unexpected expensive repairs and damages.

Re: Lessons from Instapaper on app pricing

heating repair — Mon, 02 Apr 2012 14:36:32 -0000

Always carry out constant maintenance checks. Certain things such as a removable replaceable filter may be the only thing a novice can handle by himself, removing dust from the unit and ascertaining adhering to the manufacturers' specifications. Also if you an external unit, take care to keep the adjacent area clean to promote better drainage.

Re: Star Trek: TNG and Portfolio Armor

Government Jobs — Mon, 02 Apr 2012 11:22:33 -0000

nice post keep it up

Re: Updates and thoughts for 9/2/10

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Re: Short Screen Sale

weed wacker — Tue, 27 Mar 2012 12:58:00 -0000

Re: Respite from the Internet

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Re: Star Trek: TNG and Portfolio Armor

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Re: What $41 million in venture capital won’t buy you

Crispin Paul — Thu, 23 Feb 2012 08:35:32 -0000

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Re: A stripper’s lament

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Re: Me in the FT

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Re: The afterlife; less is Moore

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Re: Making Sense of Mandates

Dave Pinsen — Thu, 02 Feb 2012 03:22:52 -0000

Thanks for the thoughtful comment, EP.

Re: Making Sense of Mandates

EB — Tue, 31 Jan 2012 09:23:30 -0000

I don't usually opine in this area myself, but since you bring it up.

The mandate is NOT in place in order to fix any current free rider problem. Currently, uncompensated care is about 1% of total healthcare expenses. If you get healthcare and you don't have insurance you are still billed. If you are poor, but don't qualify for medicaid or S-Chip then you free ride once the hospital writes you off. But this is a small percent of total expenditures.

And these few people whoa re currently free riding are generally poor people who will still be free riding on the new system, because the health plan replaces the free riding via hospital write offs and just replaces it by free riding on further government subsidies.

Rather, the mandate is in place in order to correct for an adverse selection problem that is created by the bill's other provisions that prevent pricing based on risk - namely the community rating and guaranteed issuance components. These state that you must be sold a policy after you get sick for the same price as everyone else. So a healthy person waits until they are sick, leaving the insurance pool filled with only expensive sick people. And this is what has happened in NY state where they already have these two polices but no mandate. The individual market is destroyed only covering about 1% of the population, while everyone else is priced out and/or just waits until they get sick.

So in short, if you don't like the mandate, guaranteed issuance and community rating need to be removed. As it is, free riding is not a huge problem. The mandate itself is not in place to deal with this current free riding - in fact, most of those people are just handed more money under the bill - so they are still free riding. Rather, the mandate is designed to deal with the free riding created by the bill's other provisions so the individual market doesn't turn into a death spiral like it has in NY.